Responsable du risque de crédit (H/F)

Imagine a future where you work with our renewable growth strategy through responsible credit risk management supporting our many business areas.

You'll join the Credit & Liquidity Risk team, working closely with Origination, Sales, Trading, Finance, and Second Line Risk. We sit close to the business and focus on pragmatic risk management that enables growth while protecting the company.

We work in a straightforward way, challenge each other, and continuously look to simplify and improve what we do.

You'll play an important role in

• performing credit assessments of corporate and SME counterparties
• analysing financials, key risk drivers, and business models
• recommending internal ratings, PD views, and credit limits
• monitoring developments across the portfolio and flagging emerging risks
• advising stakeholders on credit risk and mitigation options
• engaging with counterparties where needed to support assessments
• improving processes, data quality, and reporting
• using automation, AI and data tools to make our work more efficient and scalable

To succeed in the role, you

• have experience in corporate credit risk, banking, finance, or similar
• are comfortable reading accounts, understanding ratios, and forming a credit view
• can translate financial analysis into clear, practical recommendations
• have an interest in internal rating approaches / PD thinking
• show sound judgement and a pragmatic approach to risk vs. business
• communicate clearly and work well with non-risk stakeholders
• are curious and open to improving ways of working through data and AI
• have strong Excel skills; Python / SQL / BI tools are a plus

Maybe you've read the above and can see you have some transferable skills, even though they don't quite match all the points. If you think you can bring something to the team, we still encourage you to apply.

Shape the future with us

We're actively building more data- and AI-driven ways of working in credit risk. If you're interested in both credit and improving how it's done, this is a good place to be.

Send your application to us as soon as possible. We'll be conducting interviews on a continuous basis and reserve the right to take down the advert when we've found the right candidate.

As an applicant or employee, you may request reasonable work and position accommodation or adjustments via [email protected].

Please note that for your application to be taken into consideration, you must submit your application via our online career pages and answer the screening questions relevant for your country. We don't take applications or inquiries from external recruiters or agencies into account for this position.

Position salary range

For this position, the expected base pay range is zł141,360.00- zł212,040.00 for the advertised location. The offered base salary will be determined within this range based on relevant skills, experience, and expected role fulfilment within the stated pay range to ensure a fair and competitive offer. Where applicable, you may also be eligible for variable payment and a comprehensive benefits package.

Our benefits package

For this position, employees who meet eligibility requirements have access to: private healthcare (Medicover and CM Damiana) fully paid by the employer, with optional add-ons (dental care, senior packages, parents/parents-in-law cover); group life insurance, overseas health insurance, and 24/7 accident insurance from day one; access to an employee pension plan (PPE) with a 3.5 % employer contribution after 6 months; a vacation bonus of PLN 1200 once per year; a multimedia package (mobile phone and laptop or tablet); ergonomics support, health apps, and psychological support via Wellbee; a Multisport card and the MyBenefit cafeteria system with a wide range of sports and lifestyle benefits; free fruit and beverages, team events, and company initiatives; glasses subsidy.

Pre-employment background check

This position requires a background check as part of the hiring process and the offer is dependent on the outcome of this check. You will receive more information during the recruitment process. Background checks are conducted by an external provider in accordance with local legal requirements.